{"id":9670,"date":"2019-07-31T10:09:42","date_gmt":"2019-07-31T07:09:42","guid":{"rendered":"https:\/\/businessexpress.ro\/?p=9670"},"modified":"2026-01-03T22:01:04","modified_gmt":"2026-01-03T20:01:04","slug":"tinerii-romani-cu-preocupari-de-oameni-maturi-un-sfert-dintre-ei-vor-sa-si-ia-credite-ipotecare","status":"publish","type":"post","link":"https:\/\/businessexpress.ro\/ro\/tinerii-romani-cu-preocupari-de-oameni-maturi-un-sfert-dintre-ei-vor-sa-si-ia-credite-ipotecare\/","title":{"rendered":"Tinerii rom\u00e2ni cu preocup\u0103ri de oameni maturi. Un sfert dintre ei vor s\u0103-\u0219i ia credite ipotecare"},"content":{"rendered":"<ul class=\"wp-block-gallery columns-1 is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\"><li class=\"blocks-gallery-item\"><figure><img data-recalc-dims=\"1\" decoding=\"async\" width=\"800\" height=\"571\" data-attachment-id=\"9672\" data-permalink=\"https:\/\/businessexpress.ro\/ro\/tinerii-romani-cu-preocupari-de-oameni-maturi-un-sfert-dintre-ei-vor-sa-si-ia-credite-ipotecare\/un-sfert-din-tinerii-romani-vor-un-credit-ipotecar\/\" data-orig-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/07\/un-sfert-din-tinerii-rom%C3%A2ni-vor-un-credit-ipotecar.jpg?fit=800%2C571&amp;ssl=1\" data-orig-size=\"800,571\" data-comments-opened=\"0\" data-image-title=\"un-sfert-din-tinerii-rom\u00e2ni-vor-un-credit-ipotecar\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/07\/un-sfert-din-tinerii-rom%C3%A2ni-vor-un-credit-ipotecar.jpg?fit=800%2C571&amp;ssl=1\" data-src=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/07\/un-sfert-din-tinerii-rom%C3%A2ni-vor-un-credit-ipotecar.jpg?resize=800%2C571&#038;ssl=1\" alt=\"\" data-id=\"9672\" data-link=\"https:\/\/businessexpress.ro\/?attachment_id=9672\" class=\"wp-image-9672 lazyload\" data-srcset=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/07\/un-sfert-din-tinerii-rom%C3%A2ni-vor-un-credit-ipotecar.jpg?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/07\/un-sfert-din-tinerii-rom%C3%A2ni-vor-un-credit-ipotecar.jpg?resize=300%2C214&amp;ssl=1 300w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/07\/un-sfert-din-tinerii-rom%C3%A2ni-vor-un-credit-ipotecar.jpg?resize=768%2C549&amp;ssl=1 768w\" data-sizes=\"(max-width: 800px) 100vw, 800px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/571;\" \/><\/figure><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">    Tinerii din genera\u021bia Z se g\u00e2ndesc deja la un viitor stabil. Peste un sfert dintre tinerii din Rom\u00e2nia, cei cu v\u00e2rste cuprinse \u00eentre 18 \u0219i 25 de ani, se g\u00e2ndesc deja ca \u00een urm\u0103toarul an s\u0103 ia bani de la banc\u0103 pentru achizi\u021bionarea unei locuin\u021be. Asta \u00eenseamn\u0103 c\u0103 vor avea responsabilitatea unui credit ipotecar, asta \u00een timp ce 13% dintre ei au deja un astfel de credit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">  Potrivit unui studiu realizat de firma de cercetare Ipsos, 54% dintre rom\u00e2nii cu v\u00e2rste \u00eentre 18-25 de ani consider\u0103 c\u0103 au o situa\u021bie financiar\u0103 mai bun\u0103 dec\u00e2t cea a p\u0103rin\u021bilor sau a tutorilor, \u00een timp ce doar 15% cred c\u0103 au o situa\u021bie mai slab\u0103. Aceste procente plaseaz\u0103 rom\u00e2nii drept cei mai optimi\u015fti din acest punct de vedere, \u00een compara\u0163ie, de exemplu, cu Ungaria (33%) \u015fi Spania (32%). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">  Femeile au o \u00eenclina\u021bie mai mare spre achizi\u021bionarea unei locuin\u021be \u0219i 15% dintre cele care au r\u0103spuns studiului au deja un astfel de \u00eemprumut, fa\u021b\u0103 de unul din 10 b\u0103rba\u021bi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">  Cu toate acestea, tot tinerii rom\u00e2ni, 40% spun c\u0103 aveau o situa\u021bie financiar\u0103 mai bun\u0103 \u00een urm\u0103 cu un an \u0219i sunt \u00een fruntea clasamentului \u0219i la acest capitol. La polul opus, 27% dintre tineri admit c\u0103 au \u00een prezent o situa\u021bie financiar\u0103 mai bun\u0103 dec\u00e2t cu un an \u00een urm\u0103, mai mul\u021bi dec\u00e2t cei din Ungaria (25%) \u0219i Spania (23%), dar mult mai pu\u021bini dec\u00e2t cei din Cehia (33%).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">   Dorin\u021ba de proprietate este o mo\u0219tenire din genera\u021bie \u00een genera\u021bie \u00een Rom\u00e2nia. Dar un credit ipotecar, mai ales la o v\u00e2rst\u0103 fraged\u0103, \u00eenseamn\u0103 riscuri foarte mari, mai ales c\u0103 este un \u00eemprumut pe via\u021b\u0103. Ast\u0103zi po\u021bi avea o rat\u0103 care s\u0103 te satisfac\u0103, m\u00e2ine po\u021bi \u00eens\u0103 avea o rat\u0103 care s\u0103-\u021bi m\u0103n\u00e2nce tot salariul. Iar cei mai mul\u021bi dintre cei care acceseaz\u0103 acest tip de credit pl\u0103tesc rate, lun\u0103 de lun\u0103, timp de treizeci de ani. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">   Genera\u0163ia Z prive\u015fte viitorul cu optimism \u015fi 7 tineri rom\u00e2ni din 10 (68%) cred c\u0103 situa\u0163ia lor financiar\u0103 va fi mai bun\u0103 \u00een urm\u0103toarele 12 luni. Ace\u015ftia sunt de altfel, la acela\u015fi nivel de optimism cu tinerii din Lituania \u015fi Cehia. Doar 8% dintre responden\u0163ii rom\u00e2ni consider\u0103 c\u0103 urmeaz\u0103 o situa\u0163ie financiar\u0103 mai dificil\u0103. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> Optimismul se reflect\u0103 \u015fi \u00een \u00eencredere: nu mai pu\u0163in de 77% dintre rom\u00e2nii cu v\u00e2rste \u00eentre 18 \u015fi 25 de ani cred \u00een capacitatea lor de a-\u015fi gestiona finan\u0163ele personale.\u00a0 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">  Atunci c\u00e2nd aleg un loc de munc\u0103, 69% dintre responden\u0163ii rom\u00e2ni cred c\u0103 aspectele financiare \u015fi perspectiva unei cariere sunt cele mai importante. Pe locurile urm\u0103toare sunt satisfac\u0163ia personal\u0103 \u015fi echilibrul job\/ timp liber (ambele cu 58%), \u00een timp ce 29% dintre ei \u00ee\u015fi aleg locul de munc\u0103 \u00een func\u0163ie de impactul pe care viitorul angajator \u00eel are \u00een societate. <\/p>","protected":false},"excerpt":{"rendered":"<p>Tinerii din genera\u021bia Z se g\u00e2ndesc deja la un viitor stabil. Peste un sfert dintre tinerii din Rom\u00e2nia, cei cu v\u00e2rste cuprinse \u00eentre 18 \u0219i 25 de ani, se g\u00e2ndesc deja ca \u00een urm\u0103toarul an s\u0103 ia bani de la banc\u0103 pentru achizi\u021bionarea unei locuin\u021be. Asta \u00eenseamn\u0103 c\u0103 vor avea [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9672,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"wpzoom_is_breaking":1,"source_url":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[17],"tags":[2232,2234,903,2236,2231,2233,2235],"class_list":["post-9670","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economic","tag-credit-ipotecar","tag-generatia-z","tag-rate","tag-responsabilitate","tag-tinerii-romani","tag-un-sfert-dintre-tinerii-romani-vor-credite-ipotecare","tag-viitor-stabil"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paH2fj-2vY","jetpack_featured_media_url":"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/07\/un-sfert-din-tinerii-rom%C3%A2ni-vor-un-credit-ipotecar.jpg?fit=800%2C571&ssl=1","_links":{"self":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/9670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/comments?post=9670"}],"version-history":[{"count":2,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/9670\/revisions"}],"predecessor-version":[{"id":9673,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/9670\/revisions\/9673"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media\/9672"}],"wp:attachment":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media?parent=9670"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/categories?post=9670"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/tags?post=9670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}