{"id":7597,"date":"2019-05-02T12:06:05","date_gmt":"2019-05-02T09:06:05","guid":{"rendered":"https:\/\/businessexpress.ro\/?p=7597"},"modified":"2026-01-03T22:03:39","modified_gmt":"2026-01-03T20:03:39","slug":"valoarea-indicelui-care-inlocuieste-robor-a-fost-anuntata-de-bnr-ce-se-intampla-cu-ratele-in-lei","status":"publish","type":"post","link":"https:\/\/businessexpress.ro\/ro\/valoarea-indicelui-care-inlocuieste-robor-a-fost-anuntata-de-bnr-ce-se-intampla-cu-ratele-in-lei\/","title":{"rendered":"Valoarea indicelui care \u00eenlocuie\u0219te  ROBOR a fost anun\u021bat\u0103 de BNR. Ce se \u00eent\u00e2mpl\u0103 cu ratele \u00een lei"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Banca Na\u0163ional\u0103 a Rom\u00e2niei a anun\u0163at, joi, c\u0103 indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor (IRCC), care \u00eenlocuie\u0219te ROBOR, \u00een func\u0163ie de care sunt calculate dob\u00e2nzile la creditele \u00een lei, este 2,36%. \u00cen ultima lun\u0103, indicele ROBOR la 3 luni a oscilat \u00een jurul valorii de 3,30%. <\/p>\n\n\n\n<ul class=\"wp-block-gallery columns-1 is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\"><li class=\"blocks-gallery-item\"><figure><img data-recalc-dims=\"1\" decoding=\"async\" width=\"310\" height=\"206\" data-attachment-id=\"7598\" data-permalink=\"https:\/\/businessexpress.ro\/ro\/valoarea-indicelui-care-inlocuieste-robor-a-fost-anuntata-de-bnr-ce-se-intampla-cu-ratele-in-lei\/52b54066-6194-4185-acec-f6d539b4abd4\/\" data-orig-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/05\/52B54066-6194-4185-ACEC-F6D539B4ABD4.jpeg?fit=310%2C206&amp;ssl=1\" data-orig-size=\"310,206\" data-comments-opened=\"0\" data-image-title=\"52B54066-6194-4185-ACEC-F6D539B4ABD4\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/05\/52B54066-6194-4185-ACEC-F6D539B4ABD4.jpeg?fit=310%2C206&amp;ssl=1\" data-src=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/05\/52B54066-6194-4185-ACEC-F6D539B4ABD4.jpeg?resize=310%2C206&#038;ssl=1\" alt=\"\" data-id=\"7598\" class=\"wp-image-7598 lazyload\" data-srcset=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/05\/52B54066-6194-4185-ACEC-F6D539B4ABD4.jpeg?w=310&amp;ssl=1 310w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/05\/52B54066-6194-4185-ACEC-F6D539B4ABD4.jpeg?resize=300%2C199&amp;ssl=1 300w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/05\/52B54066-6194-4185-ACEC-F6D539B4ABD4.jpeg?resize=165%2C109&amp;ssl=1 165w\" data-sizes=\"(max-width: 310px) 100vw, 310px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 310px; --smush-placeholder-aspect-ratio: 310\/206;\" \/><\/figure><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Indicele de referin\u0163\u0103 pentru creditele acordate consumatorilor (IRCC), publicat \u00eencep\u00e2nd de ast\u0103zi, se calculeaz\u0103 ca medie aritmetic\u0103 a ratelor de dob\u00e2nd\u0103 zilnice ale tranzac\u0163iilor interbancare din ultimul trimestru al anului trecut. \u00cen 30 aprilie, indicele ROBOR la 3 luni a fost  3,37%, iar indicele ROBOR la 6 luni, 3,42%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Din 2 mai, BNR va publica indicele zilnic \u015fi, la sf\u00e2r\u015fitul fiec\u0103rui trimestru, valoarea actualizat\u0103 a indicelui de referin\u0163\u0103 pentru creditele consumatorilor.&nbsp;Noul indice de referin\u0163\u0103 trimestrial a fost reglementat prin ordonan\u0163a de urgen\u0163\u0103 a Guvernului 19\/2019, care modific\u0103 OUG 114\/2018, din decembrie 2018, prin care a fost introdus\u0103 \u015fi taxa pe activele bancare.<\/p>","protected":false},"excerpt":{"rendered":"<p>Banca Na\u0163ional\u0103 a Rom\u00e2niei a anun\u0163at, joi, c\u0103 indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor (IRCC), care \u00eenlocuie\u0219te ROBOR, \u00een func\u0163ie de care sunt calculate dob\u00e2nzile la creditele \u00een lei, este 2,36%. \u00cen ultima lun\u0103, indicele ROBOR la 3 luni a oscilat \u00een jurul valorii de 3,30%. Indicele de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7599,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"wpzoom_is_breaking":1,"source_url":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[9,17],"tags":[],"class_list":["post-7597","post","type-post","status-publish","format-standard","has-post-thumbnail","category-actual","category-economic"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paH2fj-1Yx","jetpack_featured_media_url":"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/05\/C94DF2C2-2B7A-4385-9F57-B341EBA942A1.jpeg?fit=800%2C600&ssl=1","_links":{"self":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/7597","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/comments?post=7597"}],"version-history":[{"count":2,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/7597\/revisions"}],"predecessor-version":[{"id":7601,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/7597\/revisions\/7601"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media\/7599"}],"wp:attachment":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media?parent=7597"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/categories?post=7597"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/tags?post=7597"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}