{"id":7540,"date":"2019-04-30T17:17:19","date_gmt":"2019-04-30T14:17:19","guid":{"rendered":"https:\/\/businessexpress.ro\/?p=7540"},"modified":"2026-01-03T22:03:42","modified_gmt":"2026-01-03T20:03:42","slug":"se-incheie-era-robor-ului-ce-se-intampla-cu-ratele-romanilor","status":"publish","type":"post","link":"https:\/\/businessexpress.ro\/ro\/se-incheie-era-robor-ului-ce-se-intampla-cu-ratele-romanilor\/","title":{"rendered":"Se \u00eencheie era ROBOR-ului. Ce se \u00eent\u00e2mpl\u0103 cu ratele rom\u00e2nilor"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Ast\u0103zi este ultima zi pentru ROBOR \u00een calculul creditelor cu dob\u00e2nzi variabile. Acest indice urmeaz\u0103 s\u0103 se schimbe \u00een calculul ratelor pentru creditele noi.&nbsp;Noul indice de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor reglementat prin ordonan\u0163a de urgen\u0163\u0103 a Guvernului 19\/2019 va fi publicat de BNR \u00een 2 mai, potrivit Mediafax. Indicele de referin\u0163\u0103 pentru creditele acordate consumatorilor (IRCC) se calculeaz\u0103 ca medie aritmetic\u0103 a ratelor de dob\u00e2nd\u0103 zilnice ale tranzac\u0163iilor interbancare din trimestrul IV 2018.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"800\" height=\"455\" data-attachment-id=\"7541\" data-permalink=\"https:\/\/businessexpress.ro\/ro\/se-incheie-era-robor-ului-ce-se-intampla-cu-ratele-romanilor\/c9d72865-3747-415e-b89e-b648627cdcde\/\" data-orig-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/04\/C9D72865-3747-415E-B89E-B648627CDCDE.jpeg?fit=800%2C455&amp;ssl=1\" data-orig-size=\"800,455\" data-comments-opened=\"0\" data-image-title=\"C9D72865-3747-415E-B89E-B648627CDCDE\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/04\/C9D72865-3747-415E-B89E-B648627CDCDE.jpeg?fit=800%2C455&amp;ssl=1\" data-src=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/04\/C9D72865-3747-415E-B89E-B648627CDCDE.jpeg?resize=800%2C455&#038;ssl=1\" alt=\"\" class=\"wp-image-7541 lazyload\" data-srcset=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/04\/C9D72865-3747-415E-B89E-B648627CDCDE.jpeg?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/04\/C9D72865-3747-415E-B89E-B648627CDCDE.jpeg?resize=300%2C171&amp;ssl=1 300w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/04\/C9D72865-3747-415E-B89E-B648627CDCDE.jpeg?resize=768%2C437&amp;ssl=1 768w\" data-sizes=\"(max-width: 800px) 100vw, 800px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/455;\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u201eMetodologia de calcul \u015fi politica de publicare sunt prezentate \u00een Regulile privind calcularea \u015fi publicarea indicelui zilnic \u015fi a indicelui de referin\u0163\u0103 trimestrial (denumit indicele de referin\u0163\u0103 pentru creditele acordate consumatorilor &#8211; IRCC) reglementa\u0163i de OUG nr. 19\/2019 pentru modificarea \u015fi completarea unor acte normative, care se vor publica pe website-ul Comisiei Na\u0163ionale de Strategie \u015fi Prognoz\u0103\u201d, a transmis BNR.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ROBOR este rata medie a dob\u00e2nzii la care se \u00eemprumut\u0103, \u00eentre ele, institu\u0163iile bancare din Rom\u00e2nia, \u00een lei. Evolu\u021bia sa este legat\u0103, \u00een principal, de nivelul de lichiditate existent \u00een pia\u0163\u0103. Din anul 2010 a fost stabilit de Guvern drept referin\u0163a \u00een func\u0163ie de care s\u0103 fie stabilite ratele creditelor.<\/p>","protected":false},"excerpt":{"rendered":"<p>Ast\u0103zi este ultima zi pentru ROBOR \u00een calculul creditelor cu dob\u00e2nzi variabile. Acest indice urmeaz\u0103 s\u0103 se schimbe \u00een calculul ratelor pentru creditele noi.&nbsp;Noul indice de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor reglementat prin ordonan\u0163a de urgen\u0163\u0103 a Guvernului 19\/2019 va fi publicat de BNR \u00een 2 mai, potrivit Mediafax. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7541,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"wpzoom_is_breaking":1,"source_url":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[9,17],"tags":[],"class_list":["post-7540","post","type-post","status-publish","format-standard","has-post-thumbnail","category-actual","category-economic"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paH2fj-1XC","jetpack_featured_media_url":"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/04\/C9D72865-3747-415E-B89E-B648627CDCDE.jpeg?fit=800%2C455&ssl=1","_links":{"self":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/7540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/comments?post=7540"}],"version-history":[{"count":1,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/7540\/revisions"}],"predecessor-version":[{"id":7542,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/7540\/revisions\/7542"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media\/7541"}],"wp:attachment":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media?parent=7540"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/categories?post=7540"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/tags?post=7540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}