{"id":6930,"date":"2019-04-12T08:27:35","date_gmt":"2019-04-12T05:27:35","guid":{"rendered":"https:\/\/businessexpress.ro\/?p=6930"},"modified":"2019-04-12T08:31:55","modified_gmt":"2019-04-12T05:31:55","slug":"5-semne-ca-esti-bogat-chiar-daca-nu-iti-dai-seama","status":"publish","type":"post","link":"https:\/\/businessexpress.ro\/ro\/5-semne-ca-esti-bogat-chiar-daca-nu-iti-dai-seama\/","title":{"rendered":"5 semne c\u0103 e\u0219ti bogat, chiar dac\u0103 nu \u00eeti dai seama"},"content":{"rendered":"

Nu ave\u021bi nevoie de mul\u021bi bani pentru a v\u0103 sim\u021bi “boga\u021bi”, potrivit persoanelor cu venituri ridicate chestionate de Business Insider. Mul\u021bi presupun c\u0103 a fi “bogat\u201d \u00eenseamn\u0103 s\u0103 te numeri printre primii 1% dintre angaja\u021bi cu cele mai mari salarii din ora\u0219ele bogate ale lumii sau a putea cump\u0103ra f\u0103r\u0103 prea mari eforturi o cas\u0103 cu o mul\u021bime de facilit\u0103\u021bi, la care se adaug\u0103 vacan\u021be dup\u0103 vacan\u021be. Dar boga\u021bia poate fi, de asemenea, o stare de spirit. Fo\u0219ti bancheri sau oameni de afaceri au declarat pentru Business Insider c\u0103 se simt mai boga\u021bi chiar \u0219i dup\u0103 ce au renun\u021bat la jum\u0103tate dintr-un salariu de \u0219ase cifre, \u00een favoarea c\u0103l\u0103toriilor, \u00een acest fel urm\u00e2ndu-\u0219i pasiunile. \u00cen timp ce ace\u0219ti oameni cred c\u0103 “bogat” este un termen subiectiv, exist\u0103 c\u00e2\u021biva indicatori ai bog\u0103\u021biei care sunt usor de recunoscut.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Iat\u0103 cinci modalit\u0103\u021bi prin care v\u0103 pute\u021bi da seama dac\u0103 sunte\u021bi boga\u021bi: <\/p>\n\n\n\n

Nu ave\u021bi datorii<\/h3>\n\n\n\n

Dac\u0103 ai pu\u021bine datorii spre deloc, \u0219ansele de a fi mai bogat dec\u00e2t crezi sunt mari, apreciaz\u0103 un consultant citat de Business Insider. Anul trecut, \u00een SUA, una dintre cele mai puternice economii ale lumii, datoriile popula\u021biei au atins niveluri record. <\/p>\n\n\n\n

Dac\u0103 v\u0103 num\u0103ra\u021bi printre persoanele norocoase care i\u0219i acoper\u0103 cheltuielile doar cu o parte din salariu, ave\u021bi mai mul\u021bi bani dec\u00e2t ceilal\u021bi oameni: “Majoritatea persoanelor nu reu\u0219esc s\u0103 realizeze c\u0103 \u00een via\u021b\u0103 nu este despre c\u00e2t de mul\u021bi bani fac, ci despre c\u00e2\u021bi pot p\u0103stra”, scrie Robert Kiyosaki \u00een jurnalul de finan\u021be,”Rich Tad Poor Dad\u201d.<\/p>\n\n\n\n

Reu\u0219i\u021bi s\u0103 face\u021bi economii<\/h3>\n\n\n\n

S\u0103 cheltui mai pu\u021bin dec\u00e2t c\u00e2\u0219tigi, ar putea s\u0103 nu sune ca o mare afacere dac\u0103 o faci deja, dar majoritatea oamenilor nu reu\u0219esc acest lucru.<\/p>\n\n\n\n

Pune\u021bi u\u0219or bani deoparte<\/h3>\n\n\n\n

Aproape unul din cinci americani nu au reu\u0219it s\u0103 fac\u0103 economii, potrivit unui sondaj Bankrate din 2018. Lipsa unui loc de munc\u0103, facturile mari, cheltuielile ridicate \u0219i datoriile sunt principalii vinova\u021bi pentru imposibilitatea multora de a str\u00e2nge bani, au declarat responden\u021bii studiului.<\/p>\n\n\n\n

Micile economii, la fel de importante<\/h3>\n\n\n\n

Ve\u021bi putea s\u0103 v\u0103 permite\u021bi s\u0103 ie\u0219iti la pensie a\u0219a cum a\u021bi planificat. Un sondaj efectuat de GoBanking \u00een anul 2019 a constatat c\u0103 43% dintre americani se vor pensiona f\u0103r\u0103 prea mari economii. Responden\u021bii au spus c\u0103 nu str\u00e2ng bani pentru pensionare deoarece salariul nu le permite s\u0103 pl\u0103teasc\u0103 facturi \u0219i alte cheltuieli, pe l\u00e2ng\u0103 alte economii. <\/p>\n\n\n\n

\u00cen mod tradi\u021bional, “v\u00e2rsta de pensionare” este de 65 de ani, dar aceasta se schimb\u0103, \u00een condi\u021biile \u00een care un num\u0103r tot mai mare de oameni consider\u0103 c\u0103 nu pot s\u0103 tr\u0103iasc\u0103 20 de ani de via\u021b\u0103 f\u0103r\u0103 un salariu. Bloomberg citeaz\u0103 datele furnizate de Biroul american de Statistic\u0103 a Muncii, care a constatat c\u0103 aproape 20% dintre americanii \u00een v\u00e2rst\u0103 de peste 65 de ani \u00eenc\u0103 mai lucreaz\u0103. Iar o o concluzie a Centrului TransAmerica a ar\u0103tat c\u0103 aproximativ jum\u0103tate dintre cei care lucreaz\u0103 sunt constr\u00e2n\u0219i de o serie de probleme, fiind nevoi\u021bi s\u0103 am\u00e2ne perioada pension\u0103rii. Dac\u0103 \u00ee\u021bi vei permite s\u0103 te retragi la pensie c\u00e2nd vrei, vei fi \u00eentr-o pozi\u021bie mai bun\u0103 dec\u00e2t mul\u021bi oameni de v\u00e2rsta ta. <\/p>\n\n\n\n

Nu esti blocat<\/h3>\n\n\n\n

“Ceea ce mi-am dat seama de-a lungul timpului este c\u0103, \u00een multe privin\u021be, banii limiteaz\u0103 libertatea”, a scris milionarul \u0219i fondatorul NastyGal, Sophia Amoruso, \u00een cartea ei “GIRLBOSS”. ,,Dac\u0103 \u00eenv\u0103\u021ba\u021bi s\u0103 v\u0103 controla\u021bi finan\u021bele, nu ve\u021bi fi prins la job, locuri sau rela\u021bii de munc\u0103 pe care le ur\u00e2\u021bi doar pentru c\u0103 nu v\u0103 pute\u021bi permite s\u0103 merge\u021bi \u00een alt\u0103 parte\u2026A fi \u00eentr-o pozi\u021bie bun\u0103 din punct de vedere financiar \u00ee\u021bi poate deschide mai multe u\u0219i\u201d, a mai spus aceasta.<\/p>","protected":false},"excerpt":{"rendered":"

Nu ave\u021bi nevoie de mul\u021bi bani pentru a v\u0103 sim\u021bi “boga\u021bi”, potrivit persoanelor cu venituri ridicate chestionate de Business Insider. Mul\u021bi presupun c\u0103 a fi “bogat\u201d \u00eenseamn\u0103 s\u0103 te numeri printre primii 1% dintre angaja\u021bi cu cele mai mari salarii din ora\u0219ele bogate ale lumii sau a putea cump\u0103ra f\u0103r\u0103 […]<\/p>\n","protected":false},"author":1,"featured_media":6934,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"wpzoom_is_breaking":0,"source_url":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[363],"tags":[],"class_list":["post-6930","post","type-post","status-publish","format-standard","has-post-thumbnail","category-market"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paH2fj-1NM","jetpack_featured_media_url":"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/04\/547395E1-7F62-43C9-A1D3-60293D353C35.jpeg?fit=640%2C480&ssl=1","_links":{"self":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/6930","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/comments?post=6930"}],"version-history":[{"count":2,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/6930\/revisions"}],"predecessor-version":[{"id":6933,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/6930\/revisions\/6933"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media\/6934"}],"wp:attachment":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media?parent=6930"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/categories?post=6930"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/tags?post=6930"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}