{"id":6124,"date":"2019-03-26T15:42:47","date_gmt":"2019-03-26T13:42:47","guid":{"rendered":"https:\/\/businessexpress.ro\/?p=6124"},"modified":"2026-01-03T22:04:51","modified_gmt":"2026-01-03T20:04:51","slug":"teodorovici-o-da-la-intors-de-ce-schimbarile-la-robor-nu-prea-ajuta-romanii","status":"publish","type":"post","link":"https:\/\/businessexpress.ro\/ro\/teodorovici-o-da-la-intors-de-ce-schimbarile-la-robor-nu-prea-ajuta-romanii\/","title":{"rendered":"Teodorovici o d\u0103 la \u00eentors. De ce schimb\u0103rile la ROBOR nu prea ajut\u0103 rom\u00e2nii"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Ministrul Finan\u021belor s-a r\u0103zg\u00e2ndit! Nu mai departe de s\u0103pt\u0103m\u00e2na trecut\u0103, Eugen Teodorovici a promis c\u0103 noua formul\u0103 de calcul ROBOR se va aplica automat creditelor \u00een derulare, modificarea urm\u00e2nd s\u0103 scad\u0103 ratele rom\u00e2nilor. Ast\u0103zi, \u0219eful de la Finan\u021be a declarat exact pe dos \u0219i anume c\u0103 m\u0103sura nu va fi aplicat\u0103 retroactiv, ci doar noilor \u00eemprumuturi. Pentru persoanele care au deja credite, ministrul recomand\u0103 o refinan\u0163are care va fi negociat\u0103 cu banca. Astfel, dup\u0103 schimbarea Robor, o persoan\u0103 care \u00ee\u0219i va refinan\u021ba creditul o va face, cel mai probabil, \u00een condi\u021bii asem\u0103n\u0103toare cu cele de dinainte de modificarea indicelui de c\u0103tre Guvern.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"605\" height=\"388\" data-attachment-id=\"6125\" data-permalink=\"https:\/\/businessexpress.ro\/ro\/teodorovici-o-da-la-intors-de-ce-schimbarile-la-robor-nu-prea-ajuta-romanii\/6b296480-78f4-4fce-985e-a98469415bc0\/\" data-orig-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/6B296480-78F4-4FCE-985E-A98469415BC0.jpeg?fit=605%2C388&amp;ssl=1\" data-orig-size=\"605,388\" data-comments-opened=\"0\" data-image-title=\"6B296480-78F4-4FCE-985E-A98469415BC0\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/6B296480-78F4-4FCE-985E-A98469415BC0.jpeg?fit=605%2C388&amp;ssl=1\" data-src=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/6B296480-78F4-4FCE-985E-A98469415BC0.jpeg?resize=605%2C388&#038;ssl=1\" alt=\"\" class=\"wp-image-6125 lazyload\" data-srcset=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/6B296480-78F4-4FCE-985E-A98469415BC0.jpeg?w=605&amp;ssl=1 605w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/6B296480-78F4-4FCE-985E-A98469415BC0.jpeg?resize=300%2C192&amp;ssl=1 300w\" data-sizes=\"(max-width: 605px) 100vw, 605px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 605px; --smush-placeholder-aspect-ratio: 605\/388;\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;\u201ePropunerea noastr\u0103 este c\u0103 de la un moment, dup\u0103 apari\u021bia OUG, s\u0103 se treac\u0103 la aceast\u0103 formul\u0103. \u00centrebarea e cui se aplic\u0103 noua formul\u0103. E clar, noilor credite \u00een lei se va aplica, iar pentru creditele \u00een derulare formula de schimbare este cea de refinan\u021bare. Practic, cei care au credite \u00een lei vor face o cerere de refinan\u021bare la aceea\u0219i banc\u0103, sau la alte b\u0103nci, \u0219i atunci, bazat pe noua formul\u0103 de calcul, dac\u0103 ea va fi mai atractiv\u0103, rom\u00e2nul va decide s\u0103 se finan\u021beze de la aceast\u0103 banc\u0103 sau de la o alt\u0103 banc\u0103, dar dac\u0103 se face de la o alt\u0103 banc\u0103, va fi a\u0219a, o competi\u021bie \u00eentre b\u0103nci \u0219i se va oferi o finan\u021bare mai ieftin\u0103 pentru c\u0103 va fi afectat\u0103 \u00eentr-un fel sau altul \u0219i cota de pia\u021b\u0103\u201d, a declarat ministrul Finan\u021belor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Teodorovici promitea zilele trecute c\u0103 ,,oricare ar fi forma de calcul se modific\u0103 \u0219i contractele aflate \u00een derulare. Ideea e s\u0103 reducem din costurile de finan\u021bare platite de rom\u00e2ni pentru creditele in lei\u201d. <\/p>\n\n\n\n<figure class=\"wp-block-image\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"500\" height=\"282\" data-attachment-id=\"6126\" data-permalink=\"https:\/\/businessexpress.ro\/ro\/teodorovici-o-da-la-intors-de-ce-schimbarile-la-robor-nu-prea-ajuta-romanii\/59c5cb4c-6bf6-4344-b9ac-84887d12a955\/\" data-orig-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/59C5CB4C-6BF6-4344-B9AC-84887D12A955.jpeg?fit=500%2C282&amp;ssl=1\" data-orig-size=\"500,282\" data-comments-opened=\"0\" data-image-title=\"59C5CB4C-6BF6-4344-B9AC-84887D12A955\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/59C5CB4C-6BF6-4344-B9AC-84887D12A955.jpeg?fit=500%2C282&amp;ssl=1\" data-src=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/59C5CB4C-6BF6-4344-B9AC-84887D12A955.jpeg?resize=500%2C282&#038;ssl=1\" alt=\"\" class=\"wp-image-6126 lazyload\" data-srcset=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/59C5CB4C-6BF6-4344-B9AC-84887D12A955.jpeg?w=500&amp;ssl=1 500w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/59C5CB4C-6BF6-4344-B9AC-84887D12A955.jpeg?resize=300%2C169&amp;ssl=1 300w\" data-sizes=\"(max-width: 500px) 100vw, 500px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 500px; --smush-placeholder-aspect-ratio: 500\/282;\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen seria declara\u021biilor populiste intr\u0103 si cea a consilierului pe probleme economice al premierului Viorica D\u0103ncil\u0103. Darius V\u00e2lcov promitea la finalul lunii decembrie c\u0103 Guvernul va sc\u0103dea la jum\u0103tate ratele rom\u00e2nilor la b\u0103nci, p\u00e2n\u0103 la sf\u00e2rsitul anului. Totodat\u0103, V\u00e2lcov a sus\u021binut c\u0103 b\u0103ncile nu vor mai avea de pl\u0103tit a\u015fa-numita tax\u0103 pe l\u0103comie, dac\u0103 m\u0103sura propus\u0103 se va concretiza.<\/p>","protected":false},"excerpt":{"rendered":"<p>Ministrul Finan\u021belor s-a r\u0103zg\u00e2ndit! Nu mai departe de s\u0103pt\u0103m\u00e2na trecut\u0103, Eugen Teodorovici a promis c\u0103 noua formul\u0103 de calcul ROBOR se va aplica automat creditelor \u00een derulare, modificarea urm\u00e2nd s\u0103 scad\u0103 ratele rom\u00e2nilor. Ast\u0103zi, \u0219eful de la Finan\u021be a declarat exact pe dos \u0219i anume c\u0103 m\u0103sura nu va fi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6125,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"wpzoom_is_breaking":1,"source_url":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[9,17],"tags":[],"class_list":["post-6124","post","type-post","status-publish","format-standard","has-post-thumbnail","category-actual","category-economic"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paH2fj-1AM","jetpack_featured_media_url":"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/6B296480-78F4-4FCE-985E-A98469415BC0.jpeg?fit=605%2C388&ssl=1","_links":{"self":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/6124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/comments?post=6124"}],"version-history":[{"count":1,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/6124\/revisions"}],"predecessor-version":[{"id":6127,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/6124\/revisions\/6127"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media\/6125"}],"wp:attachment":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media?parent=6124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/categories?post=6124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/tags?post=6124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}