{"id":5781,"date":"2019-03-20T07:36:20","date_gmt":"2019-03-20T05:36:20","guid":{"rendered":"https:\/\/businessexpress.ro\/?p=5781"},"modified":"2019-03-20T07:36:26","modified_gmt":"2019-03-20T05:36:26","slug":"esti-pregatit-cand-loveste-recesiunea-iata-cateva-ponturi-esentiale","status":"publish","type":"post","link":"https:\/\/businessexpress.ro\/ro\/esti-pregatit-cand-loveste-recesiunea-iata-cateva-ponturi-esentiale\/","title":{"rendered":"E\u015fti preg\u0103tit c\u00e2nd love\u015fte recesiunea? Iat\u0103 c\u00e2teva ponturi esen\u0163iale"},"content":{"rendered":"<figure class=\"wp-block-image\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"1000\" height=\"562\" data-attachment-id=\"3928\" data-permalink=\"https:\/\/businessexpress.ro\/ro\/bancile-au-transmis-senatorilor-un-nou-val-de-critici-la-adresa-ordonantei-114\/debbbee7-73b0-4eb4-9cf2-37863496d84f\/\" data-orig-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/DEBBBEE7-73B0-4EB4-9CF2-37863496D84F.jpeg?fit=800%2C450&amp;ssl=1\" data-orig-size=\"800,450\" data-comments-opened=\"0\" data-image-title=\"DEBBBEE7-73B0-4EB4-9CF2-37863496D84F\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/DEBBBEE7-73B0-4EB4-9CF2-37863496D84F.jpeg?fit=1000%2C562&amp;ssl=1\" data-src=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/DEBBBEE7-73B0-4EB4-9CF2-37863496D84F.jpeg?resize=1000%2C562&#038;ssl=1\" alt=\"\" class=\"wp-image-3928 lazyload\" data-srcset=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/DEBBBEE7-73B0-4EB4-9CF2-37863496D84F.jpeg?resize=1024%2C575&amp;ssl=1 1024w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/DEBBBEE7-73B0-4EB4-9CF2-37863496D84F.jpeg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/DEBBBEE7-73B0-4EB4-9CF2-37863496D84F.jpeg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/DEBBBEE7-73B0-4EB4-9CF2-37863496D84F.jpeg?w=800&amp;ssl=1 800w\" data-sizes=\"(max-width: 1000px) 100vw, 1000px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1000px; --smush-placeholder-aspect-ratio: 1000\/562;\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Nu mai este un secret pentru nimeni c\u0103 perioadele de recesiune vin \u015fi pleac\u0103 \u00een valuri. \u00cenc\u0103 de anul trecut au existat semnale c\u0103 economiile lumii \u00eencep s\u0103 trag\u0103 fr\u00e2na. Sc\u0103derea Bursei, r\u0103zboiul comercial dintre Trump \u015fi China sunt indicatori care prevestesc faptul c\u0103 o nou\u0103 criz\u0103 financiar\u0103 bate la u\u015f\u0103. A\u015fa c\u0103 e timpul s\u0103 treci la fapte \u015fi s\u0103-\u0163i iei m\u0103suri de precau\u0163ie legate de finan\u0163ele tale. Speciali\u015ftii consulta\u0163i de Forbes au c\u00e2teva sfaturi pentru a te ajuta s\u0103 reduci la minimum riscurile \u015fi pagubele. E mult mai simplu dec\u00e2t crezi. Important e s\u0103-\u0163i faci un plan \u015fi s\u0103 te \u0163ii de el. Pentru \u00eenceput trebuie s\u0103 \u015ftii care sunt obiectivele tale financiare. Pentru unele familii, scopul principal este acela de a pl\u0103ti un credit, de exemplu. Iat\u0103 c\u00e2teva ponturi importante.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Concentreaz\u0103-te pe educa\u0163ia financiar\u0103<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Internetul este plin de informa\u0163ii legate de finan\u0163ele personale. Alege un site &#8211; dou\u0103 \u015fi \u00eencepe s\u0103 studiezi. Te va ajuta s\u0103 \u00ee\u015fi vezi totul mai clar \u015fi s\u0103 iei decizii \u00een cuno\u015ftin\u0163\u0103 de cauz\u0103.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u00cen\u0163elege diferen\u0163a \u00eentre bunuri \u015fi datorii<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Dac\u0103 e\u015fti concentrat s\u0103 \u00ee\u0163i m\u0103re\u015fti averea \u015fi s\u0103 \u00ee\u0163i securizezi viitorul financiar, vei dori s\u0103 profi\u0163i la maximum de bunurile pe care le de\u0163ii \u015fi de posibilul poten\u0163ial de cre\u015ftere, limit\u00e2nd, \u00een paralel, datoriile \u015fi obliga\u0163iile b\u0103ne\u015fti. O credin\u0163\u0103 gre\u015fit\u0103 este aceea c\u0103 dac\u0103 investe\u015fti la un moment dat \u00eentr-un autoturism este o decizie smart, \u00eens\u0103 ma\u015fina este un bun care se depreciaz\u0103 \u015fi \u00ee\u015fi pierde repede valoarea. Concentreaz\u0103-te mai bine pe investi\u0163ii \u015fi economii. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Banii t\u0103i sunt importan\u0163i<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Dezvolt\u0103 un plan de economisire \u015fi de investi\u0163ii. Concentreaz\u0103-te pe suma pe care o po\u0163i economisi din salariul lunar. Speciali\u015ftii te sf\u0103tuiesc s\u0103 folose\u015fti 15% din veniturile tale lunare pentru a-\u0163i asigura viitorul. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Cere sfatul dac\u0103 e\u015fti \u00een impas<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Un consultant financiar nu este la fel de accesibil ca un stomatolog, dar \u0163ine minte c\u0103 nu to\u0163i cost\u0103 o avere. Caut\u0103-l pe cel care \u0163i se potrive\u015fte \u015fi \u00een care ai \u00eencredere. Poate e mai ieftin dec\u00e2t crezi. <\/p>","protected":false},"excerpt":{"rendered":"<p>Nu mai este un secret pentru nimeni c\u0103 perioadele de recesiune vin \u015fi pleac\u0103 \u00een valuri. \u00cenc\u0103 de anul trecut au existat semnale c\u0103 economiile lumii \u00eencep s\u0103 trag\u0103 fr\u00e2na. Sc\u0103derea Bursei, r\u0103zboiul comercial dintre Trump \u015fi China sunt indicatori care prevestesc faptul c\u0103 o nou\u0103 criz\u0103 financiar\u0103 bate la [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3517,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"wpzoom_is_breaking":1,"source_url":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[17],"tags":[],"class_list":["post-5781","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economic"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paH2fj-1vf","jetpack_featured_media_url":"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/finantare-partide.jpg?fit=800%2C426&ssl=1","_links":{"self":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/5781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/comments?post=5781"}],"version-history":[{"count":1,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/5781\/revisions"}],"predecessor-version":[{"id":5782,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/5781\/revisions\/5782"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media\/3517"}],"wp:attachment":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media?parent=5781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/categories?post=5781"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/tags?post=5781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}