{"id":5196,"date":"2019-03-10T10:16:49","date_gmt":"2019-03-10T08:16:49","guid":{"rendered":"https:\/\/businessexpress.ro\/?p=5196"},"modified":"2019-03-10T10:34:38","modified_gmt":"2019-03-10T08:34:38","slug":"scrisoarea-unui-roman-catre-bancile-care-se-plang-de-pierderi-si-catre-guvernul-pofticios","status":"publish","type":"post","link":"https:\/\/businessexpress.ro\/ro\/scrisoarea-unui-roman-catre-bancile-care-se-plang-de-pierderi-si-catre-guvernul-pofticios\/","title":{"rendered":"Pamflet: Cum ar ar\u0103ta scrisoarea unui rom\u00e2n c\u0103tre b\u0103ncile care se pl\u00e2ng de pierderi \u015fi c\u0103tre Guvernul pofticios"},"content":{"rendered":"<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><em>&#8220;Stima\u0163i bancheri rezonabili \u015fi prea cinsti\u0163i guvernan\u0163i,<br><\/em><\/p><p><em>Sunt un simplu cet\u0103\u0163ean care de 14 ani \u00eemi pl\u0103tesc cu seriozitate \u015fi cu o \u00eenc\u0103p\u0103\u0163\u00e2nare sor\u0103 cu prostia taxele c\u0103tre stat. Al\u0163ii au renun\u0163at de mult \u015fi lucreaz\u0103 la negru, sup\u0103ra\u0163i c\u0103 din munca lor mai mult se duce la buget dec\u00e2t \u00een buzunarul lor, iar spitale moderne \u015fi autostr\u0103zi tot nu avem. Urm\u0103resc de c\u00e2teva zile aceste replici t\u0103ioase \u015fi taton\u0103ri \u00eentre sistemul bancar \u015fi Ministerul de Finan\u0163e pe tema Ordonan\u0163ei l\u0103comiei. (\u00cenc\u0103 nu m-am l\u0103murit dac\u0103 e vorba despre l\u0103comia b\u0103ncilor sau despre cea a guvernan\u0163ilor). A fost nevoie de interven\u0163ia lui Liviu Dragnea, care l-a chemat pe Florin Georgescu la el \u00een birou, s\u0103-i prezinte documente, ca s\u0103 ne d\u0103m seama de c\u00e2t de grav\u0103 este situa\u0163ia. Presa \u00eentreag\u0103 vuie\u015fte c\u0103 b\u0103ncile ar pierde 1,2 miliarde de lei doar \u00een 2019, din cauza acestei ordonan\u0163e. Iar previziunile alarmante ale BNR nu se opresc aici. Cre\u015fterea economic\u0103 \u00een acest an ar sc\u0103dea cu 0,64%.<\/em><\/p><p><em>\u015ei, totu\u015fi, v\u0103 \u00eentreb, c\u00e2nd oare au pierdut b\u0103ncile ceva? Anul trecut, dar \u015fi \u00een 2017, institu\u0163iile bancare din Rom\u00e2nia au avut profituri record. De la lun\u0103 la lun\u0103, impun condi\u0163ii tot mai aspre de creditare. Dac\u0103 iei un credit, pl\u0103te\u015fti de trei ori suma acordat\u0103. Pl\u0103te\u015fti p\u00e2n\u0103 nu mai po\u0163i, renun\u0163i la vacan\u0163e, la micile bucurii, ca s\u0103 nu te sune banca c\u0103 e\u015fti restan\u0163ier. Pe de alt\u0103 parte, dob\u00e2nzile la depozite sunt printre cele mai mici din UE \u015fi te \u00eencurajeaz\u0103, dac\u0103 ai o brum\u0103 de economii, s\u0103 le \u0163ii la saltea. C\u0103 m\u0103car a\u015fa nu dai bani s\u0103-\u0163i \u00eentre\u0163in\u0103 contul.<br><\/em><\/p><p><em>\u00cen tot acest timp, guvernan\u0163ii se bat cu m\u00e2inile \u00een piept c\u0103 ei \u0163in cu noi, rom\u00e2nii, le e mil\u0103 c\u0103 suntem datori v\u00e2ndu\u0163i dac\u0103 ne lu\u0103m o cas\u0103 prin banc\u0103. Dar \u00een spatele acestor declara\u0163ii populiste despre \u0163\u0103ri\u015foar\u0103 \u015fi cet\u0103\u0163eni se ascund interesele lor \u015fi ale familiilor lor, precum \u015fi nevoia de a primi voturi c\u00e2t mai multe la alegerile care urmeaz\u0103. Fix \u00een ace\u015fti doi ani electorali, BNR arat\u0103 c\u0103 OUG l\u0103comiei ar produce efecte devastatoare. A\u015fa c\u0103 spune\u0163i drept, stima\u0163i guvernan\u0163i \u015fi prea cinsti\u0163i bancheri, pe cine crede\u0163i c\u0103 mai p\u0103c\u0103li\u0163i \u00een jocul vostru de-a alba-neagra pe banii no\u015ftri? \u015ei p\u00e2n\u0103 unde mai sunte\u0163i dispu\u015fi s\u0103 ne testa\u0163i r\u0103bdarea? Eu unul m-am cam s\u0103turat. Nu-mi mai trimite\u0163i nota de plat\u0103 pentru erorile \u015fi l\u0103comiile voastre c\u0103 v-am pl\u0103tit \u00een avans.<br>Un cet\u0103\u0163ean onest.&#8221;<\/em><\/p><p>Acest articol este un pamflet.<\/p><\/blockquote>","protected":false},"excerpt":{"rendered":"<p>&#8220;Stima\u0163i bancheri rezonabili \u015fi prea cinsti\u0163i guvernan\u0163i, Sunt un simplu cet\u0103\u0163ean care de 14 ani \u00eemi pl\u0103tesc cu seriozitate \u015fi cu o \u00eenc\u0103p\u0103\u0163\u00e2nare sor\u0103 cu prostia taxele c\u0103tre stat. Al\u0163ii au renun\u0163at de mult \u015fi lucreaz\u0103 la negru, sup\u0103ra\u0163i c\u0103 din munca lor mai mult se duce la buget dec\u00e2t [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5204,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"wpzoom_is_breaking":1,"source_url":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[17],"tags":[],"class_list":["post-5196","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economic"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paH2fj-1lO","jetpack_featured_media_url":"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/letter-820x500.jpg?fit=800%2C488&ssl=1","_links":{"self":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/5196","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/comments?post=5196"}],"version-history":[{"count":4,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/5196\/revisions"}],"predecessor-version":[{"id":5206,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/5196\/revisions\/5206"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media\/5204"}],"wp:attachment":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media?parent=5196"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/categories?post=5196"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/tags?post=5196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}