{"id":4695,"date":"2019-03-01T11:26:57","date_gmt":"2019-03-01T09:26:57","guid":{"rendered":"https:\/\/businessexpress.ro\/?p=4695"},"modified":"2019-03-09T15:11:11","modified_gmt":"2019-03-09T13:11:11","slug":"unda-verde-pentru-programul-prima-casa-in-2019-plafon-de-doua-miliarde-de-lei","status":"publish","type":"post","link":"https:\/\/businessexpress.ro\/ro\/unda-verde-pentru-programul-prima-casa-in-2019-plafon-de-doua-miliarde-de-lei\/","title":{"rendered":"Und\u00e3 verde pentru programul Prima Cas\u00e3. \u00cen 2019, plafon de dou\u00e3 miliarde de lei"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Programul Prima Cas\u00e3 2019 s-a lansat. Anuntul a fost f\u00e3cut de Fondul Na\u021bional de Garantare a Creditelor pentru IMM-uri (FNGCIMM), care a primit de la Ministerul Finan\u021belor Publice suma de 1,987 miliarde lei din plafonul total de 2 miliarde lei alocat pentru acest an. Ministrul Finantelor, Eugen Teodorovici, preciza luna trecut\u00e3 c\u00e3 programul ar urma s\u00e3 fie mult mai accesibil, adresat si persoanelor cu venituri mai mici. Seful de la Finante s-a r\u00e3zg\u00e2ndit rapid. A anuntat recent c\u00e3 programul \u201ePrima Cas\u0103\u201d nu va deveni unul social, preciz\u00e2nd c\u0103 anul acesta se vor p\u0103stra acelea\u015fi condi\u0163ii ca anul trecut, iar condition\u00e3rile nu vor fi legate de veniturile sau de v\u00e2rsta solicitantului. <\/p>\n\n\n\n<figure class=\"wp-block-image\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"620\" height=\"375\" data-attachment-id=\"4696\" data-permalink=\"https:\/\/businessexpress.ro\/ro\/unda-verde-pentru-programul-prima-casa-in-2019-plafon-de-doua-miliarde-de-lei\/5d7e2c38-a9bd-449b-b424-a2d33b8749a4\/\" data-orig-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/5D7E2C38-A9BD-449B-B424-A2D33B8749A4.jpeg?fit=620%2C375&amp;ssl=1\" data-orig-size=\"620,375\" data-comments-opened=\"0\" data-image-title=\"5D7E2C38-A9BD-449B-B424-A2D33B8749A4\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/5D7E2C38-A9BD-449B-B424-A2D33B8749A4.jpeg?fit=620%2C375&amp;ssl=1\" data-src=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/5D7E2C38-A9BD-449B-B424-A2D33B8749A4.jpeg?resize=620%2C375&#038;ssl=1\" alt=\"\" class=\"wp-image-4696 lazyload\" data-srcset=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/5D7E2C38-A9BD-449B-B424-A2D33B8749A4.jpeg?w=620&amp;ssl=1 620w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/5D7E2C38-A9BD-449B-B424-A2D33B8749A4.jpeg?resize=300%2C181&amp;ssl=1 300w\" data-sizes=\"(max-width: 620px) 100vw, 620px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 620px; --smush-placeholder-aspect-ratio: 620\/375;\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Programul Prima Cas\u00e3 cuprinde acelea\u0219i condi\u021bii de acordare a garan\u021biei statului rom\u00e2n pentru finan\u021b\u0103rile aprobate de b\u0103ncile participante. Cei care vor un credit ,,Prima Cas\u00e3\u201d trebuie s\u0103 aib\u00e3 minim un an vechime \u00een munc\u0103 \u0219i cel pu\u021bin 3 \u2013 6 luni la actualul angajator, s\u0103 nu de\u021bin\u00e3 nicio locuin\u021b\u0103, cu excep\u021bia uneia cu o suprafa\u021b\u0103 util\u0103 mai mic\u0103 de 50 de metri p\u0103tra\u021bi \u0219i s\u0103 aib\u00e3 avansul de minim 5% din valoarea casei pe care vrea s\u00e3 o cumpere. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen program sunt \u00eenscrise 15 b\u0103nci: Banca Rom\u00e2neasc\u0103, Unicredit Bank, Garanti Bank, First Bank, Marfin Bank, Credit Agricole, Leumi Bank \u0219i Intesa Sanpaolo Bank, BRD-GSG, BCR, Banca Transilvania, CEC Bank, ING Bank, Raiffeisen Bank, OTP Bank. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Potrivit datelor de la Ministerul de Finante, de la lansarea programului Prima Cas\u0103 \u00een anul 2009 p\u00e2n\u0103 la finele lunii octombrie 2018, aproape 265.000 de persoane \u015fi-au cump\u0103rat o locuin\u0163\u0103 prin Prima Cas\u0103, \u00een valoare total\u0103 de 23,40 miliarde lei. De la \u00eenceputul anului 2018 \u015fi p\u00e2n\u0103 la finele lunii octombrie 2018 num\u0103rul garan\u0163iilor acordate era de 17.915, iar valoare total\u0103 a acestora de 1,7 miliarde lei. De asemenea, au fost \u00eenregistrate \u015fi 6.494 promisiuni de garantare.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen ultima perioad\u00e3 \u00eens\u00e3 clien\u0163ii sunt reticenti \u00eenainte s\u0103 semneze contractul pentru o noua locuin\u0163a. Pre\u0163urile mari \u015fi avansul ROBOR au \u00eencetinit apetitul rom\u00e2nilor care se visau proprietari. Pre\u0163urile imobilelor au crescut \u015fi cu 10 procente \u00een ultimul an a\u015fa c\u0103 unii clien\u0163i nu se gr\u00e3besc. Din contr\u00e3! Acestia sunt tentati s\u00e3 a\u015ftepte o perioad\u0103 \u00eenainte de a cump\u0103ra o cas\u0103 \u00een unele ora\u0219e din \u021bar\u0103.<\/p>","protected":false},"excerpt":{"rendered":"<p>Programul Prima Cas\u00e3 2019 s-a lansat. Anuntul a fost f\u00e3cut de Fondul Na\u021bional de Garantare a Creditelor pentru IMM-uri (FNGCIMM), care a primit de la Ministerul Finan\u021belor Publice suma de 1,987 miliarde lei din plafonul total de 2 miliarde lei alocat pentru acest an. Ministrul Finantelor, Eugen Teodorovici, preciza luna [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4697,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"wpzoom_is_breaking":1,"source_url":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[9,17],"tags":[],"class_list":["post-4695","post","type-post","status-publish","format-standard","has-post-thumbnail","category-actual","category-economic"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paH2fj-1dJ","jetpack_featured_media_url":"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/03\/3911EA07-422A-4595-9296-AF30987EF119.jpeg?fit=620%2C375&ssl=1","_links":{"self":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/4695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/comments?post=4695"}],"version-history":[{"count":2,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/4695\/revisions"}],"predecessor-version":[{"id":4699,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/4695\/revisions\/4699"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media\/4697"}],"wp:attachment":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media?parent=4695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/categories?post=4695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/tags?post=4695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}