{"id":3686,"date":"2019-02-14T17:05:29","date_gmt":"2019-02-14T15:05:29","guid":{"rendered":"https:\/\/businessexpress.ro\/?p=3686"},"modified":"2019-02-14T17:05:35","modified_gmt":"2019-02-14T15:05:35","slug":"sapte-milioane-de-americani-au-intarzieri-la-plata-ratelor-pentru-masini","status":"publish","type":"post","link":"https:\/\/businessexpress.ro\/ro\/sapte-milioane-de-americani-au-intarzieri-la-plata-ratelor-pentru-masini\/","title":{"rendered":"\u015eapte milioane de americani au \u00eent\u00e2rzieri la plata ratelor pentru ma\u015fini"},"content":{"rendered":"<figure class=\"wp-block-image\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"800\" height=\"533\" data-attachment-id=\"3475\" data-permalink=\"https:\/\/businessexpress.ro\/ro\/usdollars-01\/\" data-orig-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/usdollars-01.jpg?fit=800%2C533&amp;ssl=1\" data-orig-size=\"800,533\" data-comments-opened=\"1\" data-image-title=\"usdollars-01\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/usdollars-01.jpg?fit=800%2C533&amp;ssl=1\" data-src=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/usdollars-01.jpg?resize=800%2C533&#038;ssl=1\" alt=\"\" class=\"wp-image-3475 lazyload\" data-srcset=\"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/usdollars-01.jpg?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/usdollars-01.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/usdollars-01.jpg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/usdollars-01.jpg?resize=165%2C109&amp;ssl=1 165w, https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/usdollars-01.jpg?resize=90%2C60&amp;ssl=1 90w\" data-sizes=\"(max-width: 800px) 100vw, 800px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/533;\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Este ridicat steagul ro\u015fu pentru economia Statelor Unite, avertizeaz\u0103 economi\u015ftii cita\u0163i de Washington Post. \u00cen ciuda faptului c\u0103 economia s-a \u00eent\u0103rit, iar rata \u015fomajului este cobor\u00e2t\u0103, un num\u0103r record de 7 milioane de cet\u0103\u0163eni sunt restan\u0163ieri cu trei luni sau mai mult la plata \u00eemprumuturilor auto. Asta \u00eenseamn\u0103 c\u0103 nu to\u0163i americanii au beneficiat de cre\u015fterile de pe pia\u0163a muncii, iar mul\u0163i dintre ei se chinuie s\u0103 tr\u0103iasc\u0103 de pe o zi pe alta \u015fi s\u0103-\u015fi pl\u0103teasc\u0103 taxele, atrag aten\u0163ia speciali\u015ftii de la New York Fed.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un \u00eemprumut pentru ma\u015fin\u0103 este, de regul\u0103, prima plat\u0103 pe care oamenii o efectueaz\u0103, dat fiind faptul c\u0103 un vehicul este important pentru a ajunge la job, iar la nevoie, dac\u0103 pierde totul, o persoan\u0103 poate chiar tr\u0103i \u00een propria ma\u015fin\u0103. C\u00e2nd restan\u0163ele la astfel de \u00eemprumuturi cresc, e semn c\u0103 clasa de mijloc are probleme cu realizarea venitului minim, mai spun economi\u015ftii. \u201e\u00cemprumutul pentru ma\u015fina ta este prioritatea num\u0103rul 1 \u00een termeni de pl\u0103\u0163i, mai important dec\u00e2t ipoteca sau chiria\u201d, consider\u0103 Michael Taiano, senior director la Fitch Ratings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cei care au \u00eent\u00e2rziat trei luni sau mai mult cu plata ratelor adesea \u00ee\u015fi pierd ma\u015finile. Potrivit The New York Fed, num\u0103rul r\u0103u-platnicilor a crescut cu un milion la sf\u00e2r\u015fitul lui 2018 fa\u0163\u0103 de anul 2010. Asta de\u015fi \u00een 2010 rata \u015fomajului atinsese 10% \u00een Statele Unite, \u00een timp ce \u00een prezent este de numai 4 procente.  <\/p>","protected":false},"excerpt":{"rendered":"<p>Este ridicat steagul ro\u015fu pentru economia Statelor Unite, avertizeaz\u0103 economi\u015ftii cita\u0163i de Washington Post. \u00cen ciuda faptului c\u0103 economia s-a \u00eent\u0103rit, iar rata \u015fomajului este cobor\u00e2t\u0103, un num\u0103r record de 7 milioane de cet\u0103\u0163eni sunt restan\u0163ieri cu trei luni sau mai mult la plata \u00eemprumuturilor auto. Asta \u00eenseamn\u0103 c\u0103 nu [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3475,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"wpzoom_is_breaking":1,"source_url":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[16],"tags":[],"class_list":["post-3686","post","type-post","status-publish","format-standard","has-post-thumbnail","category-international"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paH2fj-Xs","jetpack_featured_media_url":"https:\/\/i0.wp.com\/businessexpress.ro\/wp-content\/uploads\/2019\/02\/usdollars-01.jpg?fit=800%2C533&ssl=1","_links":{"self":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/3686","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/comments?post=3686"}],"version-history":[{"count":1,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/3686\/revisions"}],"predecessor-version":[{"id":3687,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/posts\/3686\/revisions\/3687"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media\/3475"}],"wp:attachment":[{"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/media?parent=3686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/categories?post=3686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessexpress.ro\/ro\/wp-json\/wp\/v2\/tags?post=3686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}